Job PurposeTo prepare Commercial Property Finance (CPF) transactions for new and existing business as received from the Specialist, Commercial Property Finance for Business and Commercial customers in PBB SA.To conduct annual CPF portfolio reviews for clients that have a CPF facility.Key Responsibilities/AccountabilitiesReceives all relevant documentation and proposed deal structure from Specialist, CPF. This may include:New to bank CPF dealsCPF re-advancesAny lending facility for CPF transactionsReviews documentation and identifies any missing information – contacts client to supply relevant information e.g. valuation documents.Drafts the credit application and submits to Specialist, CPF for vetting prior to onwards submission to Credit. Credit application preparation includes:Affordability assessmentsRisk mitigation identificationProperty analysis
Responsibilities + Skills
Identifies any refinancing opportunity during the annual review, and raises this with the Specialist, CPF Consultant, who will then contact the client.Anticipates annual reviews to be performed on customers and conducts review accordingly.Prepares relevant reporting (including exposures) as input into further reporting. Reporting includes:Deal pipeline
Acts as liaison between the bond attorney, the client, and the Account Executive, thereby ensuring that all documents are proactively collected to ensure bond registration and payout.Ensures that all items on the application check-list are signed off by the relevant parties and follows up with client on all post-condition fulfilment (e.g. any outstanding documents).