Job Description

Job PurposeTo manage credit through a team within a specific area / cluster in order to ensure the acquisition of quality assets; enhancements of revenues and maintenance thereof within laid down policies and procedures.Job ResponsibilitiesMinimise risks and grow assets through lending at acceptable risk levels.Enhance revenue by identifying sales opportunities through assessments and client visits.Manage returns through appropriate pricing for risk and setting appropriate fees.Minimise losses and impairments through proactive managing of the book.Manage the Client Service Team in order to improve efficiency and minimise expenses by guiding the team to be cost conscious.Ensure client satisfaction through provision of proactive/innovative solutions and adherence to acceptable turnaround times.Understand client needs and their operating environment through regular interactions and visits.Build and maintain stakeholder relations through regular formal and informal engagements.Identify development areas through client surveys and 360 feedback from stakeholders.Provide good service and turnaround times to internal stakeholders by ensuring that requests are responded to timeously.Ensure staff operate within guidelines by monitoring policy compliance through reviews and audit processes.Review and recommend appropriate allocation of mandates through segmentation, reviews and audit processes.Manage the quality of Credit Management Information System (CMIS) and exceptions through alignment with agreed benchmarks.Operate within personal mandate through reviews and audit processes.Ensure that quality decisions are made by auditing credit decisions made by credit managers within their mandate.

Responsibilities + Skills

Managing a team of peopleCommunicating job requirements and performance standards to othersCreating a business planImplementing a strategic planWorking with clients to solve client problems


Support and encourage staff to participate and support corporate responsibility initiative.Achieve operational excellence by supporting the implementation of system and process enhancements through team engagement.Encourage team to generate innovative ideas and share knowledge.


Job Summary

  • Published on: Monday, 2nd March 2020
  • Designation: Area Manager: Credit
  • industry: Finance
  • Vacancy: 1
  • Employment Status: Full-time
  • Job Location: Johannesburg
  • Salary: on a call
  • Gender:
  • Application Deadline: Monday, 2nd March 2020

About the Company

  • Company Name: Nedbank Recruiting.
  • Address:
  • Website:
  • Company Profile:
  • Staying abreast of the various IFRS 9 modelling methodologies across retail and wholesale productsContributing to development aspects of the loss forecasting and stress testing framework and keeping the framework up to date as the methodology evolvesConducting ad hoc analysis on IFRS 9 PD, EAD, LGD and Survival models, as well as overall impairment calculations, for retail as well wholesale-type portfoliosConducting independent credit risk stress testing related research and using it as input into proposals and strategiesEngaging with various stakeholders across the organisation (including risk and finance) to discuss methodological aspects, business assumptions and results from the loss forecasting work stream

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