To assess credit risk of existing portfolio so that risk is managed and mitigated in line with the banks credit policy.
Review existing portfolio to ensure alignment with bank's credit policy and to identify cross-sell opportunities by gathering and analysing relevant information.
Prepare credit applications and make recommendations based on the findings, within credit parameters.
Achieve targets by using management information systems to measure performance.
Support the achievement of service level agreement standards by understanding client needs, providing guidance and recommendations and responding timeously.
Contribute to external client satisfaction by sharing knowledge and developing skills of client service team members and other stakeholders.
Build relationships with internal stakeholders by attending meetings and supporting their strategies.
Manage risk by monitoring reports, including excess report, within expected timeframes, identifying potential risks and taking corrective action to ensure risk compliance.
Measure compliance, identify risk and make recommendations for achieving compliance by using current information and other resources available.
Responsibilities + Skills
Keep abreast of legislation and other industry changes that impacts on role by reading the relevant newsletters, websites and attending sessions.Understand and embrace the Nedbank vision and demonstrate the values through interaction with team and stakeholders.
Monitor covenant's by obtaining latest financial information, measuring compliance and reporting breaches.Sign off conditions of approval within required timeframes by checking the information called for.Verify that security is in place by gathering all required information.Ensure Nedbank Group Rating requirements are met, including Basel, and Moody's, by reviewing accounts and identifying risks.
Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc.)Participate and support corporate social responsibility initiatives for the achievement of key business strategies.