Credit Manager - Corporate & Investment Banking (CIB)

Job Description

Job Details Risk Management: understanding all risks – from the economic to the political – that could affect our global business, and offering guidance to all parts of the bankJob PurposeA senior management position that carries full responsibility for the credit approval and management process in respect of a portfolio. Develop and maintain co-operative relationships between all stakeholders in the credit value chain. This position will likely include leadership responsibility for a team of Credit Managers.Key Responsibilities/AccountabilitiesCredit Evaluation and Approval of Credit Applications:Strong analytical skills, with the ability to review and understand complex transactionsAnalysis of credit applications to assess whether the credit risk is in line with the Bank’s Credit Appetite and relative to the profitability of the deal.Assessment and understanding of the Risk Reward for each deal reviewed.Deliver well thought out decisions showing sound judgement where applications are within Delegated Authority.Effective communication of credit risk of analyses and recommendations where applications require referral.Specialist knowledge of Project Finance, Structured Transactions or other Product knowledge a requirement.Credit OriginationOrigination of credits; customer engagement, deal analysis, preparation of credit application and presentation of credit proposal to the relevant DA.Present applications to Credit Committee, consisting of Exco members.Responsible for the implementation and adoption (within the Department) of all Compliance, Anti-Money Laundering and Sanctions related requirements contained in policies, procedures and processes. This includes the consideration and approval of PEP on-boarding and continued business engagement in instances where no adverse information is available.

Responsibilities + Skills


Understand the Credit recovery process and actively participate on Watch-listProven track record of leading teams essentialDesignated Authority Level: DA8 to DA5


5 years experience in creditStrong decision making experience with regards to credit issues

Job Summary

  • Published on: Saturday, 15th February 2020
  • Designation: Credit Manager - Corporate & Investment Banking (CIB)
  • industry: Finance
  • Vacancy: 1
  • Employment Status: Full-time
  • Job Location: Durban
  • Salary: on a call
  • Gender:
  • Application Deadline: Saturday, 15th February 2020

About the Company

  • Company Name: Standard Bank Group.
  • Address: 9th Floor 011 636 9111/2 SBZAZAJJ Standard Bank Centre 5 Simmonds Street Johannesburg 2001 P O Box 7725
  • Website:
  • Company Profile:
  • To provide design and build decision agents and Credit process requirements for all Personal and Business products across the risk lifecycle for a particular stream (i.e. origination, account management and collections - to be customised per jobholder). This includes the process design of the end-to-end solution and working closely with appropriate Architectures (e.g., IT, Credit, Business, Data, etc.) to formulate sustainable strategic solutions.

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