Credit Manager: Property Finance

Job Description

Job Purpose
To recommend and or grant credit in order to place quality assets on to the book and continued risk management across Nedbank.
Job Responsibilities
  • Achieve low default target by assessing the quality of applications within bank guidelines, external & internal policies and legislation.
  • Contribute to minimising provisions for bad debt by rehabilitating distressed accounts within acceptable risk parameters.
  • Reduce losses to the bank by identifying and reporting possible fraud.
  • Facilitate achievement of targets by providing advice to Restructuring Office Team on choosing appropriate products and effecting main file changes.
  • Build strong relationships with Restructure Team and other stakeholders by collaborating, determining needs and providing advice that facilitates target achievement.
  • Smooth the flow of work by maintaining relationships with internal stakeholder network.
  • Contribute to improved client service by verifying applications within prescribed turnaround times.
  • Ensure that work is delivered according to plan by monitoring progress against personal scorecard objectives (targets, service level agreements, quality of assessment) and taking remedial action where necessary.
  • Manage time and resources by ensuring that work is completed efficiently without compromising on performance standards.
  • Meet client service level agreements by processing applications within prescribed turnaround times and in line with agreed standards.
  • Comply with Credit policy and credit mandate by operating within set guidelines.
  • Minimize risk of default by assessing the quality of applications within bank guidelines, external & internal policies and legislation.
  • Comply with risk standards by monitoring applications to identify possible fraud and reporting appropriately.
  • Improve effectiveness of credit assessment processes by constantly reviewing outputs and making recommendations.
  • Support the achievement of the business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.
  • Identify training courses and career progression for self through input and feedback from management.
  • Ensure all personal development plan activities are completed within specified timeframe.
  • Share knowledge and industry trends with team and stakeholders during formal and informal interaction.

Responsibilities + Skills

Banking proceduresBusiness principlesCommunication StrategiesRelevant regulatory knowledge


Advanced Diplomas/National 1st Degrees


Decision MakingInitiating ActionManaging WorkQuality OrientationTechnical/Professional Knowledge and Skills

Job Summary

  • Published on: Wednesday, 15th January 2020
  • Designation: Credit Manager: Property Finance
  • industry: Miscellaneous
  • Vacancy: 1
  • Employment Status: Full-time
  • Job Location: Johannesburg
  • Salary: on a call
  • Gender:
  • Application Deadline: Wednesday, 15th January 2020

About the Company

  • Company Name: Nedbank Recruiting.
  • Address:
  • Website:
  • Company Profile:
  • Staying abreast of the various IFRS 9 modelling methodologies across retail and wholesale productsContributing to development aspects of the loss forecasting and stress testing framework and keeping the framework up to date as the methodology evolvesConducting ad hoc analysis on IFRS 9 PD, EAD, LGD and Survival models, as well as overall impairment calculations, for retail as well wholesale-type portfoliosConducting independent credit risk stress testing related research and using it as input into proposals and strategiesEngaging with various stakeholders across the organisation (including risk and finance) to discuss methodological aspects, business assumptions and results from the loss forecasting work stream

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