Credit Risk Manager

Job Description

About us, purpose, experience and qualifications
about us
Helpful Effective Ethical Innovative Accountable and you have one simple goal: to improve the lives of customers through simple, effective solutions that meet their needs, contact us today and join a winning team. All appointments will be made in line with the Bank’s Employment Equity plan The Bank actively supports the recruitment and advancement of individuals with disabilities. We recommend that candidates be encouraged to declare their disability and consult the Bank should they require reasonable accommodation.

Responsibilities + Skills

Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholdersEnsure that your team meet set targets in respect of excesses, expired limits and covenant monitoringMake findings and detail analytics available to business to drive significant optimization of risk-return through strategic portfolio mix changes, tactical credit appetite setting, pricing/return optimization and influencing credit origination strategy


Achieve year on year Total Revenue Growth for the BusinessReduce Bad debts as a percentage of performing loans utilisation based on effective lending principals applied during approvalEstablish a sound Credit Risk Management culture through awareness of campaigns to influence behaviour and drive the importance of credit compliance.


Experience in credit management, preferably in the commercial or corporate environmentsManagement experience

Job Summary

  • Published on: Friday, 13th December 2019
  • Designation: Credit Risk Manager
  • industry: Retail
  • Vacancy: 1
  • Employment Status: Full-time
  • Job Location: Johannesburg
  • Salary: on a call
  • Gender:
  • Application Deadline: Friday, 13th December 2019

About the Company

  • Company Name: FirstRand.
  • Address: PO Box 650149 Benmore, 2010
  • Website:
  • Company Profile:
  • FirstRand knows firsthand about banking. The company's FirstRand Bank Holdings operates FirstRand Bank and First National Bank in southern Africa, as well as asset financing firm WesBank and investment bank Rand Merchant Bank. FirstRand Limited owns and operates more than 750 branches and approximately 6,000 ATMs in South Africa, Botswana, Lesotho, Mozambique, Namibia, Swaziland, and Zambia. It also has a presence on every continent except Antarctica, with an international focus on Asia, Australia, the Middle East, and the UK. The company's activities encompass retail and private banking, corporate and investment banking, insurance, and asset management. 

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