Mngr:Credit Risk Review & Monitoring

Job Description

Job PurposeMonitoring of the end-to-end credit lifecycle across lending products for Retail and Relationship Banking and Rest of Africa, to provide oversight and optimise the quality of the credit portfolio.Job ResponsibilitiesProvide support to the Senior Manager of the Unit with regards to the critical monitoring, analysis, organization of and reporting on Credit Risk related matters for Business Unit Credit Committee and Cluster Credit Committee in Retail and Business Banking, and Rest of Africa.Interact with stakeholders to deliver monitoring results and recommendations.Monitor quality of the credit lifecycle processes, evaluate whether credit policies are correctly implemented and whether policy guidelines are adhered to.Perform robust post approval/disbursement checks through statistical as well as sampling methods.Ongoing monitoring of trends, factors and implications that might impair credit quality, focus on Collections and Recoveries processes that impact quality of loan book.Develop Machine Learning models to perform efficient monitoring of credit policy adherence.Provide analytical support to the greater team with regards to credit related queries within acceptable timeframes.Ensure collaborative working relationships through regular, honest engagement with managers and team members.Ensure business effectiveness by providing input into systems, processes and policies.Understand and embrace the Nedbank Vision and Values by leading by example and re-enforcing values during meetings.Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).Create a client service culture through various required interventions.Encourage team to generate innovative ideas and share knowledge.

Responsibilities + Skills

Understanding of banking regulations, specifically the role of the NCR, the SARB as well as BASAData analytics and management software skill (SAS,Python,Netezza,etc)

Education

Managing a team of peopleCommunicating job requirements and performance standards to othersCreating a business planImplementing a strategic plan

Experience

A minimum of 3 years Credit Risk Analysis work experience within Retail and Business Banking and specifically ,the Credit Risk Environment

Job Summary

  • Published on: Wednesday, 22nd January 2020
  • Designation: Mngr:Credit Risk Review & Monitoring
  • industry:
  • Vacancy: 1
  • Employment Status: Full-time
  • Job Location: Johannesburg
  • Salary: on a call
  • Gender:
  • Application Deadline: Wednesday, 22nd January 2020

About the Company

  • Company Name: Nedbank Recruiting.
  • Address:
  • Website: https://www.nedbank.co.za/
  • Company Profile:
  • Staying abreast of the various IFRS 9 modelling methodologies across retail and wholesale productsContributing to development aspects of the loss forecasting and stress testing framework and keeping the framework up to date as the methodology evolvesConducting ad hoc analysis on IFRS 9 PD, EAD, LGD and Survival models, as well as overall impairment calculations, for retail as well wholesale-type portfoliosConducting independent credit risk stress testing related research and using it as input into proposals and strategiesEngaging with various stakeholders across the organisation (including risk and finance) to discuss methodological aspects, business assumptions and results from the loss forecasting work stream

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