Officer, Legal ( Home Loans ForeClosure - SPV/CLF) 1 Of 3

Job Description

Job Details Group Shared Services: driving operational excellence, transparency and continuous improvement across our business, by leveraging scale, capabilities and innovation.Job Purpose• To optimally, effectively and efficiently manage each matter in the legal portfolio through the Legal process whilst maintaining the integrity and reputation of the Bank.• To ensure that all risks in the collection process are properly considered and reported upon.• To review, investigate, report and escalate high risk defences and allegations.• To contribute to and support the strategic goals and vision of Credit Rehabilitation and Recoveries.• To restructure facilities (wherever possible) in consultation with operations, the debtor and the attorneys.• To profile all delinquent home loan accounts in order to determine the best processes to apply to effectively solve the delinquent status of the account.

Responsibilities + Skills

Maintain an effective diary system. Conduct product search to establish the full exposure of the client(s) within SBSA. Attend to a thorough account analysis of the entire account history and relevant documents, detailing and escalating any potential risk to the Bank.


Identify accounts forming part of the various securitisation structures. Understand the details of the underlying agreements in respect of all the various securitisation structures. In depth knowledge of the Home Loans origination documents for purposes of interpretation and quality assurance.


Working in teams, sharing of skills and multi-skilling. Perform an inspection function, review the legal action taken and scrutinise documentation ensuring there are no reasonable grounds for a future judgment to be rescinded. Source outstanding source documentation relevant for the litigation process. Escalate any apparent risks in the litigation/collection process that may impact on the integrity and

Job Summary

  • Published on: Tuesday, 11th February 2020
  • Designation: Officer, Legal ( Home Loans ForeClosure - SPV/CLF) 1 of 3
  • industry: Finance
  • Vacancy: 1
  • Employment Status: Full-time
  • Job Location: Johannesburg
  • Salary: on a call
  • Gender:
  • Application Deadline: Tuesday, 11th February 2020

About the Company

  • Company Name: Standard Bank Group.
  • Address: 9th Floor 011 636 9111/2 SBZAZAJJ Standard Bank Centre 5 Simmonds Street Johannesburg 2001 P O Box 7725
  • Website:
  • Company Profile:
  • To provide design and build decision agents and Credit process requirements for all Personal and Business products across the risk lifecycle for a particular stream (i.e. origination, account management and collections - to be customised per jobholder). This includes the process design of the end-to-end solution and working closely with appropriate Architectures (e.g., IT, Credit, Business, Data, etc.) to formulate sustainable strategic solutions.

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