Job Description
Job PurposeIn line with the business strategy, apply sound credit risk management principles through management of portfolio thereby enabling Nedbank to reduce the RRB impairment charge with the view to rehabilitate; in line with the business strategy.Job ResponsibilitiesTo complete and approve or decline annual review of group / overdraft facilities as per RRB risk scorecard, credit & risk policy and process, Credit Mandate and Basel requirements;Build strong relationships with bankers by providing upskilling advice on credit processes, policies and documentation.To provide approval or decline of overseas forex transactions as per credit & risk policy and process;To provide approval of incoming accounts to RRB through the ERM Nedbank systemEnsure efficient work ethic and achievement of Business Unit strategies and goals.Provide feedback monthly.Manage default accounts timeously.Enhance policies, processes and procedures.Adapt to changes in legislation.Ensure clean audit in area of responsibility.Implement sound credit risk management.
Responsibilities + Skills
Education
BCom, BTech or Diploma in Credit or Higher Diploma in Credit/Risk Management/Finance or Banking Degree
Experience
Minimum Experience Level5 years in Banking within Credit environmentType of Exposure