Job Details Standard Bank is the largest bank in Africa and our highly visible brand, award-winning service, and strong global presence helps us maintain our market-leading position. We place huge value on the talent of our people to drive our continued success, and to support our plans for growth. We now need a talented and resourceful individual to help us fulfill our business objectives and build customer loyalty.Job PurposeTo assist the Relationship manager to grow and maximise customer experience, portfolio profitability /return in the Commercial segment by:•Having a deep understanding of products used by Commercial clients and to have the ability to engage with clients as part of the front line.•Providing an overall credit origination and risk management function on the portfolio.•Taking accountability for sound portfolio management and ensuring sales opportunities are leveraged.•Coordinating the Eco System model within the portfolio through control and stakeholder engagement.
Responsibilities + Skills
Review collateral recorded on SMS and identify collateral that is: valid and required to continue to be held; obsolete and/or no longer valid; restricted to indebtedness arising from a specific lending product or credit agreement and missing.
Captures all required balance sheet information on Spreadpac for assessment purposes.Completes CRS ratings for portfolio in conjunction with the Relationship Manager.Interprets business and financial information to prepare and motivate credit applications in line with credit requirements.