Senior Analyst: Risk Appetite And Pricing ( Home Services)

Job Description

Job Details Standard Bank is the largest bank in Africa and our highly visible brand, award-winning service, and strong global presence helps us maintain our market-leading position. We place huge value on the talent of our people to drive our continued success, and to support our plans for growth. We now need a talented and resourceful individual to help us fulfill our business objectives and build customer loyalty.Job Purpose•Accountable for tracking mechanisms and management of the risk appetite and pricing product financial performance•Accountable to deliberately identify and execute in conjunction with credit risk areas of opportunity to reduce the economic cost of risk (expected loss) and provide options and outputs on how to redeploy into pricing or risk appetite to the senior manager product economicsKey Responsibilities/Accountabilities1.Accountable for tracking mechanisms and management of the risk appetite and pricing product financial performance•Identifies and statistically models the opportunities related to risk appetite•Determines the impact of economic cost reduction initiatives on risk appetite2.Accountable to deliberately identify and execute in conjunction with credit risk areas of opportunity to reduce the economic cost of risk (expected loss) and provide options and outputs on how to redeploy into pricing or risk appetite to the senior manager risk appetite and pricing•Identifies and models expected loss and other key risk appetite variables in order to find areas of reduction in the economic cost of delivering a home service.

Responsibilities + Skills

Education

Adoption and promotion of the NWOW culture.Provides advice where requested from client management teams on home loans pricing economicsIntegration with credit

Experience

Job Summary

  • Published on: Thursday, 20th February 2020
  • Designation: Senior Analyst: Risk Appetite and Pricing ( Home Services)
  • industry: Finance
  • Vacancy: 1
  • Employment Status: Full-time
  • Job Location: Durban
  • Salary: on a call
  • Gender:
  • Application Deadline: Thursday, 20th February 2020

About the Company

  • Company Name: Standard Bank Group.
  • Address: 9th Floor 011 636 9111/2 SBZAZAJJ Standard Bank Centre 5 Simmonds Street Johannesburg 2001 P O Box 7725
  • Website: https://www.standardbank.co.za
  • Company Profile:
  • To provide design and build decision agents and Credit process requirements for all Personal and Business products across the risk lifecycle for a particular stream (i.e. origination, account management and collections - to be customised per jobholder). This includes the process design of the end-to-end solution and working closely with appropriate Architectures (e.g., IT, Credit, Business, Data, etc.) to formulate sustainable strategic solutions.

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