Job Description

To identify and manage the bank's arrear, defaulted, loss Control, high risk, and potential high risk portfolio of accounts in region to minimise the bank's loss.Job ResponsibilitiesDaily management of arrear accounts.Effective management of defaulted and loss control accounts by monitoring legal processes the loss control managers and external attorneys work on.Oversee MIS for Regional Loss Control meetings and Watchlist meetings.Chair monthly Regional Loss Control MeetingEnsure adequacy of impairments on the risk book by monitoring and assessing IFRS9 parameters and security valuations.Ensure correct risk bucketing of clients in various risk categories by routinely monitoring the total advances book with regards to certain factors that serve as early warning signals and that are reported on exception reports.Build and maintain business relationships that ensure effective risk management by collaborating and networking between various bank stakeholders in order to streamline and enhance the credit risk processes.Ensure adequacy of internal processes in order to reduce or eliminate financial risk or loss through ongoing refinement, adherence and enhancement of the bank's processes and procedures.Ensure compliance and reduced credit and reputational risk by Implementing relevant legislation within the credit risk environment.Ensure dissemination of knowledge pertaining to the bank's processes and procedures to relevant staff members through ongoing training and awareness sessions.